I peeked inside my bank account yesterday and gulped. It’s enough for maybe 30 days if I am mindful. This happened right before Christmas. I had some money come in and its kept me afloat for all this time. I have to say that I am proud of my cash flow management these past several months. I stretched what what I had and didn’t freak out about it. My previous go-to would be full-on, freak-out panic attack.
What’s ahead? Well, I have about 1-1/2 months of income coming within 30 days if all goes well. It’s in the Receivables side of things, so I’ll get paid when folks decide to cut the check. Then I have a pipeline of client projects coming to a close which should generate about four months of income between May and June. Then another group that will generate another three months or so and that money should be in by June or July. Beyond that, I don’t know. My crystal ball becomes cloudy.
Let’s add it up: between now and July, I’ll have around seven months of income. Great, it’s not enough. Wait, what? Nope, that covers things for the here and now. Think about it, I have to cover April, May, June, July. Four months of that seven months is gone. Plus there will be some catch-up bill paying in there, so who knows if it will last seven months, maybe it only lasts six.
It does buy me time to finish up some other things and there is the possibility I will be perfectly fine. However, this is the shit I am tired of. The income insecurity. Sigh.
I had another job idea. It would mean going back to a big company. I would team with someone. I meet him today for the first time on another matter and due to my committee work for the professional organization. He needs to build a team and would need my skill set plus eventually some cute, young things.
Karma, she’s a clever one, isn’t she? My GF who gave me the tough love works at the same company. She’s setting up the meeting with the head honcho. I had another meeting there weeks ago and saw many former colleagues who hugged me and welcomed me. I felt loved and respected. OK, I need to hit over the head once awhile to see the obvious. Perhaps this is the direction I need to sail.
In the meantime, let me check the couch for some spare change.